Mtn XtraCash – How to qualify for Mtn XtraCash

Mtn Xtracash – How to qualify for Mtn XtraCash

What IS MTN XtraCash

MTN XtraCash is a service that allows Mtn eligible customers to access short-term Micro Credit loans.  This is via  USSD *606# from their mobile phones. It is a new Mtn Value added Service, which is part of the XtraTime and XtraByte bundle. Mtn Xtra Cash is really cool.

How to qualify for Mtn Xtra Cash

For you to qualify for Mtn XtraCash, you will need to Open  Mtn Diamond Yello Account.  Mtn Xtra Cash service is only available to subscribers who are Diamond Yello Account Holders.
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How To Apply for MTN XtraCash

Mtn Eligible customers can request for XtraCash by dialing the USSD code *606#, select 9 for next, and select 4 for XtraCash on the menu.

How Much Can I Borrow From XtraCash

You can borrow N5,000 or N10,000 based on your eligibility, but this is applicable to only MTN customers.

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How Do I Receive The Cash?

The Xtracash Loan amount would be credited into your  Diamond Yello Account. The Mtn XtraCash loan maturity period is 30 days at an interest rate of 15%.

Mtn Xtra Cash eligibility

Once you are an Mtn subscriber, You only need to open a Diamond Yello Account for you to be eligible.

How to Open Mtn Diamond Yello Account


  • To open Diamond Yello  Account, You dial USSD Code  *710#
  • Dialing *710# will open a prompt for you , click yes and Continue with the account Opening. The Diamond yello account is powered by Diamond bank, in partnership with Mtn.
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